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How cashless society will affect indian society!

Cashless india the new project that is launched by the indian government. No doubt that it is a big project in india because here so much people are still uneducated and they don't even use any smartphones. Here the government insures that for cashless transactions no any smartphone is compulsory and cashless transactions can be done on the feature phone also just by dialing *99#. The main reason behind the cashless india is that the government is claiming that if we promote cashless transactions then annually we can save 22,000 crore and also the trees will be save.
But my question is that in india there are so many people who still have not opened their account then how can they use cashless transactions?
Second is that there are so many beggars in india that used to  beg at temples or stations for their livelihood how can they manage to live in cashless society how can they beg now?
It means all the beggars will die?
That have also no account in bank and they have no any basic things for open an account nd it is also true that poverty ni india is higher so i think cashless economy is vry tuff project for india..
And also we know that the ciber security standerd of our banks is very low quqlity recently we hear a news that password of ATM of many reputed banks like SBI was stolen by some hakers so banks deactiveted about 6million ATM cards nd it is very funny because india is world 2nd largest country in ciber technology and we are useing world 3rd class teclonogy nd govt. Make a dream of cashless economy throgh this type of obstacles this is nothing bt fully myth which good in hear but not in practicle govt. Should first prepare banks for the cashless economy then they should talk about cashless economy..

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